How much should a small business website cost in 2026?

DIY, freelancer or agency? What each route really costs once you count your own time, and how to tell which one fits.

“How much does a website cost?” is a bit like asking how much a house costs. The honest answer is “it depends”, which is useless when you’re trying to set a budget. So here’s what the three main routes actually look like, including the costs people forget.

Route one: do it yourself

Website builders have never been better. For the price of a monthly subscription, you get hosting, templates and a drag-and-drop editor. On paper, that’s the cheapest option by a mile.

The hidden cost is time. Most owners spend somewhere between twenty and sixty hours on a first DIY site, and then a few hours a month keeping it current. If your time is worth more than the subscription, it’s worth doing the maths.

  • Upfront: very low
  • Monthly: the builder subscription
  • Watch out for: the time, and a site that looks like everyone else’s

Route two: an independent designer

A freelancer or small studio designs around your business rather than a template. You get someone who asks awkward questions about your customers, writes or edits your words, and sets the site up so it’s found in search.

Prices vary hugely. A small brochure site might be a one-off fee in the low thousands, while a care plan spreads the cost into a monthly fee that includes updates. Either way, ask for a fixed price in writing before anything starts.

Route three: an agency

Agencies bring bigger teams: strategists, designers, developers and project managers. That’s valuable for complex projects with lots of stakeholders, and it’s reflected in the price, often several times a freelancer’s quote.

The cost nobody quotes: what happens after launch

A website isn’t a one-time purchase. Software updates, security patches, new pages and small fixes add up. Before you compare quotes, ask each option the same question: “who looks after it once it’s live, and what does that cost?”

So which should you choose?

If you have more time than budget and a simple offer, DIY is a perfectly good start. If the website needs to bring in work, and you’d rather spend your evenings on your business, a designer is usually the sweet spot. If you have a large team and a complex brief, talk to agencies.

Whatever you choose, get the price in writing, ask about aftercare, and make sure you own your domain and content outright.

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Written by Alex

Independent web designer behind Headway Design. I design, build and look after websites for small businesses, and write here about what actually works.

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